Colin Meeks http://MarylandFinancialAdvocates.com

Colin is a Certified Financial Planner and owner of Maryland Financial Advocates.  He focuses on financial planning for families that have a loved one with special needs and/or disabilities.  He is active in the several local organizations geared towards helping and advocating for the disability community.  In September of 2018 he led a panel discussion of several state treasury departments and investment companies at a national conference on ABLE Programs on how to better educate the public on this new planning tool.

Bette Ann Mobley http://MarylandAble.org

Bette Ann Mobley has worked with state and national organizations in the field of intellectual and developmental disabilities for more than 35 years. She previously held the position as the Assistant Director for Programs with the Maryland Developmental Disabilities Administration where she was able to establish relationships with key stakeholders and leaders throughout Maryland.

As Director of the Maryland ABLE program, she is excited to be a part of the continued development and implementation of the new Maryland ABLE program.

Here are a few topics we'll cover.  We'll also have on open questions & answers session.  This is a live (not recorded) workshop and we welcome any and all questions and feedback throughout.


  • Is my child eligible for an ABLE Account?


  • How do I open an ABLE Account?


  • Are there any tax advantages of an ABLE Account?


  • What expenses can I pay using ABLE Account funds?


  • I have a special needs trust - should I also consider an ABLE Account?


  • What are the limitations of the ABLE Account?


  • Do other states offer ABLE Accounts?


  • Everyone who attends this live presentation will get a planning checklist, a planning cheat-sheet, a guide to special needs trusts vs. ABLE accounts, and a special needs planning timeline


Maryland ABLE is a savings program which seeks to encourage and assist individuals and families in saving private funds to support individuals with disabilities to maintain health, independence, and quality of life.  


Maryland ABLE wants to provide secure funding for disability-related expenses on behalf of designated beneficiaries with disabilities that will supplement, not supplant, benefits provided through private insurance, the Medicaid program under Title XIX of the Social Security Act, the Supplemental Security Income program under Title XVI of the Social Security Act, the beneficiary's employment, and any other source.


By increasing access to financial stability, ABLE increases access to health, independence, and a greater quality of life for Marylander’s with disabilities.